diff --git a/VERSION b/VERSION
index 7db2672..a2e1aa9 100644
--- a/VERSION
+++ b/VERSION
@@ -1 +1 @@
-0.1.26
+0.1.27
diff --git a/test_personalization.js b/test_personalization.js
index 8a8038b..ffb52d0 100644
--- a/test_personalization.js
+++ b/test_personalization.js
@@ -54,3 +54,9 @@ test('image conversion resizes oversized output and closes its decoded bitmap',a
   assert.equal(await c.readImage({type:'image/png',size:100},960),'data:image/png;base64,AA==');
   assert.equal(canvas.width,768);assert.equal(canvas.height,384);assert.equal(closed,1);
 });
+test('settings opened before login resolves reloads once after the account is known',()=>{
+  let loads=0;const c=vm.createContext({applyBranding(){},applyAppearance(){},currentUser:{id:'root'},appearanceOwner:'',activePage:'settings',branding:{},loadSettings(){loads++;}});
+  vm.runInContext(part(source,'function onAppearanceSession(','function resetAppearance('),c);
+  c.onAppearanceSession({values:{},defaults:{},revision:0});c.onAppearanceSession({values:{},defaults:{},revision:0});
+  assert.equal(loads,1);assert.equal(c.appearanceOwner,'root');
+});
diff --git a/web/personalization.js b/web/personalization.js
index b1ef79a..be05b96 100644
--- a/web/personalization.js
+++ b/web/personalization.js
@@ -26,6 +26,7 @@ function onAppearanceSession(preferences){
   applyBranding();if(!currentUser||!preferences)return;
   const first=appearanceOwner!==currentUser.id;appearanceOwner=currentUser.id;
   personalValues=preferences.values;personalRevision=preferences.revision;branding.defaults=preferences.defaults;applyAppearance();
+  if(first&&activePage==='settings'){loadSettings();return;}
   if(first&&activePage==='households'){
     let page=effectiveAppearance().startPage;
     if(page==='heritage'&&(currentHome()?.kind&&currentHome().kind!=='home'||!isAdmin()&&currentUser.familyAccess==='none'&&!['read','edit'].includes(currentUser.heritageAccess)))page='overview';